Author Archives: Jeffrey Berson

Extension requested for BICE, two other PTEs to July 1, 2019 The Labor Department is proposing to extend the January applicability date of its fiduciary rule by 18 months. In a filing with the court in the case being brought against Labor by Thrivent Financial … Continue reading →

  Published 07/24/2017 – by Brian Anderson In the latest restructuring move involving major life and annuity carriers, Prudential Financial unveiled a new organizational structure on July 20 intended to extend its customer reach and facilitate pathways to new markets. … Continue reading →

Long-term care and the cost of care can be overwhelming for most. In the past, traditional stand-alone LTC policies were the only way to insure long-term care expenses. These days, there are more ways to obtain this valuable coverage – including … Continue reading →

Spring showers bring summer flowers and weddings typically aren’t far behind. Newlyweds have a lot to think about and taxes might not be on the list. However, there is good reason for a new couple to consider how the nuptials … Continue reading →

One of the primary benefits of an Individual Retirement Account (IRA) is the ability to defer taxes. The longer the deferral the faster the IRA will grow. The idea of “stretching” your IRA is c concept that has been talked … Continue reading →

From the Desk of Randy Mousel Together, we share a mutual investment in helping people protect their families, their finances and their futures with long-term care insurance. At Mutual of Omaha, this is something we’ve been doing for over 30 … Continue reading →

If the Trump Administration achieves its stated objective of repealing the federal estate tax, U.S. life insurers predict it will have a negative impact on survivorship life insurance sales. In April, LIMRA asked 24 U.S. insurers how they thought repealing … Continue reading →

An Irrevocable Life Insurance Trust (ILIT) provides an estate with funds to help pay estate tax obligations. In most cases, spouses create an ILIT, designate a trustee and name their children as beneficiaries. The advantage of using life insurance to … Continue reading →

              IMPORTANT INFORMATION FROM ISN NETWORK WARNING: Industry spin masters have been running misdirection plays putting agents, agencies and other IMOs out of position to do what they must to comply on June 9th. … Continue reading →

May is Disability Insurance Awareness Month (DIAM). Throughout the month,  ISN Network will join many other concerned stakeholders in efforts to boost awareness of the risk of disabling illness or injury, the financial risk of work disability, and how private … Continue reading →